Open the door to home ownership with a fixed-rate loan.
Competitive rates and closing costs
Rate never changes during the loan's term
Predictable monthly payments
Buying a home or refinancing is all about making the right decisions for you and your family.
Do you want to live in a ranch or a Colonial? Contemporary or Craftsman? In the city or the suburbs? Near a park or closer to shopping? A first home or vacation home? The same decisions go into picking a mortgage. Fixed-rate mortgages are great for people who want to avoid the risk of interest rates rising in future years. It’s a good feeling to know you can predict your monthly housing payments for decades to come.
- Choose from 15-year and 30-year mortgages at competitive rates
- 30-year mortgages are the most popular, with the lowest monthly payments
- 15-year loans have higher payments, but allow borrowers to accumulate equity more quickly and pay less over time
- We listen to special requests for other types of mortgages – just let us know what you need
- Our 15 Years vs. 30 Years Mortgage Comparison Calculator can help you determine which mortgage term works best for your budget and lifestyle
Disclosures:
Representative example of a 30-Year Fixed-Rate Mortgage with 80% Financing: A down payment of twenty percent (20%) of the purchase price or appraised value (whichever is lower) may be required. The payment on a $100,000 30-year Fixed-Rate Loan at 4.00% and 80.00% loan-to-value (LTV) is $477.42. The Annual Percentage Rate (APR) is 4.124%. This example does not include an escrow account for taxes and hazard insurance. Actual payment obligation will be greater if an escrow account is established.
Representative example of a 15-Year Fixed-Rate Mortgage with 80% Financing: A down payment of twenty percent (20%) of the purchase price or appraised value (whichever is lower) may be required. The payment on a $100,000 15-year Fixed-Rate Loan at 3.25% and 80.00% loan-to-value (LTV) is $702.67. The Annual Percentage Rate (APR) is 3.466%. This example does not include an escrow account for taxes and hazard insurance. Actual payment obligation will be greater if an escrow account is established.