David Bilko

Chief Risk Officer

One of the things I love in my career is coaching people to succeed and, ultimately, developing the next generation of leaders at Atlantic Union Bank. I am passionate around building successful programs and great teams.

I am the Chief Risk Officer of Atlantic Union Bank, coming from the same role at Stellar One. Previously, I served as the Corporate Operational Risk Officer and Chief Audit Executive of SunTrust Bank.  I started my banking career in 1985 with United Virginia Bank.

I’m currently a member of the Fiduciary & Investment Risk Management Association. I have served on the Financial Services Advisory Board of the Institute of Internal Auditors (IIA), and as President and Chairman of the Board of Governors for the Atlanta Chapter of the IIA.

I graduated from University of Virginia with a BA in Economics and earned my MBA from George Mason University.  I’m also a graduate of the Audit Management Program of the Bank Administration Institute’s Graduate School for Bank Administration and a Certified Employee Benefits Specialist. 

Outside of the office, I love spending time with my wife and two children, and I enjoy being outdoors.  I am an avid runner, hiker, golfer and traveler. Experiencing the world by walking through other countries and seeing their cultures is fascinating to me.