Rates

Money Market

Product	Balance	Interest Rate	Annual Percentage Yield
Money Market Account	$0.00 - $24,999.99	0.01%	0.01%	Apply Now
	$25,000 - $99,999.99	0.02%	0.02%	Apply Now
	$100,000 - $249,999.99	0.02%	0.02%	Apply Now
	$250,000+	0.05%	0.05%	Apply Now
Loyalty Money Market Account	$0.00 - $24,999.99	0.02%	0.02%	Call to apply
	$25,000 - $99,999.99	0.03%	0.03%	Call to apply
	$100,000 - $249,999.99	0.05%	0.05%	Call to apply
	$250,000+	0.10%	0.10%	Call to apply

The Annual Percentage Yield (APY) and interest rates are accurate as of October 28, 2020. Rates are subject to change without notice and after account opening.

Health Savings Account

Lower Tier	Upper Tier	Interest Rate	Annual Percentage Yield
$1	$9,999.99	0.01%	0.01%	Call to apply
$10,000	$24,999.99	0.03%	0.03%	Call to apply
$25,000+		0.05%	0.05%	Call to apply

The Annual Percentage Yield (APY) and interest rates are accurate as of October 28, 2020. Rates are subject to change without notice and after account opening.

CDs

Term	Interest Rate	Annual Percentage Yield
3 Month (91 days)	0.05%	0.05%	Call to apply
6 Month	0.05%	0.05%	Call to apply
1 Year	0.10%	0.10%	Call to apply
2 Year	0.10%	0.10%	Call to apply
3 Year	0.15%	0.15%	Call to apply
4 Year	0.20%	0.20%	Call to apply
5 Year	0.30%	0.30%	Call to apply
1 Year No Penalty*	0.15%	0.15%	Apply Now

$1,000 minimum opening deposit. The Annual Percentage Yield (APY) and interest rates are accurate as of October 28, 2020. Rates are subject to change without notice. Fees could reduce earnings on the account. A penalty may be imposed for withdrawals made before maturity. The account must maintain a minimum balance of $1,000 each day to obtain the disclosed annual percentage yield.

*Penalty Free Option: Funds must be in your account for at least seven days to withdraw penalty free. Withdrawals can be for the full amount of the CD or a partial amount. If the one-time penalty free option is exercised on a partial withdrawal, any future principal withdraws made before maturity would be subject to an early withdrawal penalty.

Loyalty CDs

Term	Interest Rate	Annual Percentage Yield
1 Year	0.15%	0.15%	Call to apply
2 Year	0.15%	0.15%	Call to apply
3 Year	0.20%	0.20%	Call to apply
4 Year	0.25%	0.25%	Call to apply
5 Year	0.35%	0.35%	Call to apply
1 Year No Penalty	0.15%	0.15%	Call to apply

$1,000 minimum opening deposit. The Annual Percentage Yield (APY) and interest rates are accurate as of October 28, 2020. Rates are subject to change without notice. Fees could reduce earnings on the account. A penalty may be imposed for withdrawals made before maturity. The account must maintain a minimum balance of $1,000 each day to obtain the disclosed annual percentage yield. Loyalty CDs are available to customers who maintain a Free Checking account with a qualifying $500 direct deposit or any of our personal interest-bearing checking accounts. A qualifying direct deposit is a direct deposit of a paycheck, pension, Social Security, or other eligible regular monthly income, electronically deposited by an employer or an outside agency into your checking account.

Penalty Free Option: After seven days, a one-time penalty free withdrawal is permitted prior to the maturity date. Withdrawals can be for the full amount of the CD or a partial amount. If the one-time penalty free option is exercised on a partial withdrawal, any future principal withdrawals would be subject to an early withdrawal penalty.

Checking

Product	Balance	Interest Rate	Annual Percentage Yield
Loyalty Checking	$0.00 - $2,499.99	0.01%	0.01%	Apply Now
	$2,500.00 - $9,999.99	0.01%	0.01%	Apply Now
	$10,000.00+	0.01%	0.01%	Apply Now
ThankU Checking	$0.00 - $2,499.99	0.01%	0.01%	Apply Now
	$2,500.00 - $9,999.99	0.01%	0.01%	Apply Now
	$10,000.00+	0.01%	0.01%	Apply Now
Preferred Checking	$0.00 - $49,999.99	0.01%	0.01%	Apply Now
	$50,000.00 - $249,999.99	0.02%	0.02%	Apply Now
	$250,000.00 - $499,999.99	0.03%	0.03%	Apply Now
	$500,000.00 - $999,999.99	0.03%	0.03%	Apply Now
	$1,000,000.00+	0.03%	0.03%	Apply Now

The Annual Percentage Yield (APY) and interest rates are accurate as of October 28,2020. Rates are subject to change without notice and after account opening.

Savings

Product	Balance	Interest Rate	Annual Percentage Yield
Personal Savings		0.01%	0.01%	Apply Now
Loyalty Savings	$0 - $4,999.99	0.01%	0.01%	Call to apply
	$5,000.00 - $24,999.99	0.01%	0.01%	Call to apply
	$25,000.00+	0.01%	0.01%	Call to apply
Deluxe Savings Club (with auto debit)		0.01%	0.01%	Call to apply

$25 minimum opening deposit for Personal Savings; $10 minimum opening deposit for Deluxe Club Savings.. The Annual Percentage Yield (APY) and interest rates are accurate as of October 28, 2020. Rates are subject to change without notice and after account opening.